About Us

Financial management tailored to each company’s reality.

Clarity, control, and professional responsibility

Meet Mem de Sá Ratio Consilium

The Mem de Sá Ratio Consilium is a company specializing in financial consulting and management, dedicated to helping organizations build more structured processes, more efficient controls, and safer decisions.

Our work combines financial analysis, information organization, management support, training, and technology applied to management, with solutions tailored to each client’s size, needs, and stage.

Explore Our Solutions

Introduction to Mem de Sá Ratio Consilium

Principles of Our Practice

Method, transparency, and respect for the agreed scope.

Financial Focus

Our Commitment

Financial management, planning, budgeting, cash flow, costs, indicators, and decision support.

Working Method

Our Commitment

Diagnostics, planning, implementation, monitoring, and continuous improvement of financial processes.

Professional Responsibility

Our Commitment

Practice within the limits of our specialization, referring matters to qualified professionals whenever expertise from other fields is required.

A structured and transparent process

How We Turn Information Into decision support

Each project begins with an understanding of the client’s objectives, challenges, and priorities. We then analyze information and processes to define scope, deliverables, schedule, and responsibilities.

Execution is supported by periodic validations, indicators, and improvement opportunities, providing predictability and alignment throughout the engagement.

Talk to Us

Understanding

Diagnostics

Execution

Continuous Improvement

Targeted support

Who our services are for

We support organizations seeking to structure routines, strengthen controls, and turn financial information into management support.

Micro and small businesses

Businesses that need to organize financial information, routines, and responsibilities.

Companies in the structuring stage

Organizations seeking to implement controls, indicators, reports, and monitoring processes.

Public-sector suppliers

Companies and consortia that need financial support for administrative contracts.

Managers and service providers

Professionals who need projections, costs, margins, dashboards, and management information.

Companies carrying out construction projects

Organizations that need to monitor budgets, cash flow, and financial schedules, without engineering technical responsibility.

Teams undergoing digital transformation

Companies seeking structured spreadsheets, automation, Power BI, and financial training.

What guides our work

Our differentials

Integrated perspective

Connection between administrative routines, finance, contracts, indicators, and technology.

Proportionate solutions

Scope defined according to the company’s reality, size, and management maturity.

Documented information

Organization of assumptions, calculations, evidence, and documents used in deliverables.

Applied technology

Use of spreadsheets, dashboards, automation, and digital tools to support controls.

Clear scope

Prior definition of services, deliverables, deadlines, responsibilities, and professional boundaries.

Support for continuity

Guidance so the implemented controls can be understood and used by the team.

Needs we help organize

Situations we can support

Does your company lack an up-to-date view of cash flow?

We can structure inflows, outflows, accounts payable and receivable, and financial projections.

Is management information scattered?

We can organize indicators, reports, and dashboards for periodic monitoring.

Do you need to calculate a contract adjustment?

We can analyze the financial criteria and prepare calculation records based on the documents provided.

Does the company need financial monitoring of a construction project?

We can organize budgets, disbursement flows, and financial schedules, without engineering or technical responsibility.

Do prices fail to reflect costs properly?

We can analyze costs, margins, profitability, and pricing criteria.

Tell us about your needs

Important information

Frequently asked questions

Does Ratio Consilium serve companies of any size?

Each request is assessed according to the need, complexity, available information, and compatibility with the company’s professional scope.

Can services be provided remotely?

Yes. The service format is defined according to the scope, location, and client needs.

Can a specific service be contracted?

Yes. The work may cover a one-off request, a fixed-term project, or recurring support.

Does the company provide accounting services or investment advice?

No. Our work is administrative, managerial, and financial. It does not include regulated accounting services, independent audit, asset management, or individual investment recommendations.

Does financial management of construction projects include technical responsibility?

No. The work is limited to the contracted financial, budgetary, and administrative controls, without engineering, architecture, execution, inspection, or technical responsibility.

How are deadlines and fees defined?

After the request is assessed, a proposal is presented with scope, deliverables, timeframe, responsibilities, and commercial terms.